Hampshire Trust Bank relaunches bridging loan proposition



Hampshire Trust Bank (HTB) has relaunched into the bridging market following the creation of its new bridging team.

The new team is in place to provide a truly bridging-focused offering. The team is led by Jamie Jolly, who has recently joined the bank as Director of Bridging with over 20 years of experience in the market.

He was most recently Managing Director of bridging lender SoMo, he was part of the team that built and launched Revverbank and was previously Head of Commercial at Together for 15 years. He is supported by specific BDMs, underwriters, valuers, solicitors, and portfolio teams.

The product offering has also been overhauled. The key features of HTB’s bridging proposition are:

  • Loans up to £25m
  • All refurbishment projects (from light to heavy)
  • Discounted purchase transactions
  • Second charges accepted as additional security
  • Loan term up to 24 months
  • Residential, commercial and mixed-use security
  • Maximum LTV up to 75% of market value


Jamie Jolly, Head of Bridging at Hampshire Trust Bank, commented:

“HTB has built a great reputation across Specialist Mortgages and Development Finance, but we’ve never quite cracked the bridging market.

We have taken some time to think about what we need to do and how we need to do it. It is clear is that a bridging lender can’t be successful when done off the side of the desk.

What we are now offering isn’t a bolt-on or ring-fenced part of an existing team – it is an experienced team solely focused on providing bridging solutions and service to the broker market.

As a team we understand the need for simplicity and strong lines of communication. We put all deals in front of decision makers within hours of receiving the enquiry.

We aim to marry competitive products & criteria with award-winning service and have a team littered with experience, knowledge and a firm grasp on the market to deliver this.”