MT Finance

MT Finance launched in 2008 with a clear and simple philosophy: to provide loans quickly and effortlessly, and with utmost flexibility – core values we maintain to this day.

We are committed to supporting the UK intermediary community by providing fit-for-purpose specialist funding solutions that meet your client’s needs. We have built our reputation around an exceptional service proposition – something we are consistently recognised for within the financial services industry.  By offering an institutionally friendly, communicative and transparent service to brokers and borrowers alike, we cut the anxiety and uncertainty out of the loan application process.

Key Features

Bridging Loans

• Up to 70% LTV
• Loans from £50,000
• 1st and 2nd charge loans
• Terms from 1-24 months
• Residential, commercial & semi-commercial assets
• No exit fees or ERCs
• Undervalue transactions
• Pre-approved funds for auction purchases

Buy-to-Let Mortgages

• Up to 80% LTV
• ICR from 125%
• Minimum loan £25,001 (refer to criteria for ex-local)
• England and Wales only
• Individuals and limited companies
• Holiday lets considered (loan based on AST)
• 28sqm minimum size
• Adverse criteria considered at different levels across Tier 1 and Tier 2 products

Commercial Mortgages

• Loan size: from £100,000 to £2,500,000
• Loan term: from 5 to 30 years
• LTV: Up to 75% maximum LTV
• ICR: 125% Interest Coverage Ratio requirement
• Available for individual and corporate borrowers
• Standard sectors include offices, retail, healthcare, hostels and more