MS Lending Group

At MS Lending Group we pride ourselves on having real products created by real people, making real decisions. Visit Website


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MS Lending Group

At MS Lending Group we pride ourselves on having real products created by real people, making real decisions.

​We’re making lending easy, fast and flexible.

We’re agile in our product offering so we can really create longstanding relationships with customers.

We’re committed to helping our clients. Our customer is at the forefront of every decision we make. And we pride ourselves on always being approachable and readily available to them.

We’re insatiablediligent and smart in our work.

We’re MS Lending Group.

Our products:

At MS Lending Group we don’t believe in putting people or properties in boxes.

Every case is different, and every loan is individually underwritten.

Call us 0161 241 9613 or email to see how we can help

  • No minimum loan size
  • No valuation upto £500k on residential purchases
  • England, Scotland & Wales
  • 12 months as standard, 18 months on request

Don’t just take our word for it. Here’s what our customers think:


My client’s offer was taken away by the bank two days before funding. I got in touch with MS Lending Group who got the deal agreed and instructed to solicitors thee same day. We then completed within 48 hours of application submission. Wow, what a service and experience with MS Lending Group!


Magnificent service from application through to completion. The process was straightforward and the team were extremely efficient as we were working to a tight deadline. We will definitely be using MS Lending Group again


I can honestly say that dealing with Michael was a breath of fresh air, he was readily available on the phone – both taking calls at all hours, and very responsive via text message, I enjoyed dealing with Michael, he is very straight talking, knowledgeable about the bridging process and he understands the conveyancing process in detail. His combined knowledge and eagerness to work with us as a client helped up hugely in terms of getting our deal over the line and I don’t think it would have happened without his input.


MS Lending Group FAQS


Who are MS Lending Group and what do they do?

MS Lending Group was set up by Michael Stratton in January 2021, who has been in the specialist lending industry for over 12 years.

The business has a strong focus on its customers and partners and is looking to bring a more relatable approach to the finance industry.

The business aims to provide one week completions, and keeps the process for customers and intermediaries extremely streamlined.

Do MS Lending Group offer bridging loans?

Yes. MS Lending provides 1st and 2nd charges on residential, semi commercial and commercial loans.

All loans are unregulated.

What do MS Lending Group’s interest rates look like on bridging finance?

Our pricing is extremely competitive in relation to the products we deliver. We have carefully thought out areas of the market which are underserved and offer customers an alternative to the ‘vanilla’ bridging that’s currently on offer.

What do I need to get a bridging loan with MS Lending Group?

We carry out a full underwrite on all cases which includes credit checks.

We do not require income evidence as all of our loans are fully retained. This makes the process extremely quick and hassle free.

How do I apply and how easy is the process?

Applications are done via our app form which is available through the website .

We’re here at all hours to answer any questions or to listen to any new queries and can be contacted

How long does the application process take and when do I get the money?

We have completed transactions in as little as 36 hours from enquiry to money being sent.

Does MS Lending Group do any specialist bridging options for things like property, business, etc?

All MS Lending Groups loans are secured against property.

What are the pros and/or cons of a bridging loan with MS Lending Group?

No Cons!

Some pro’s include – service, speed, market knowledge, and transparency.

MS Lending Group’s product guide includes:

  • up to 75% LTV on residential purchases
  • up to 70% LTV on a residential capital raise
  • up to 70% LTV on HMOs
  • up to 65% LTV on semi-commercial and commercial (excluding land)
  • up to 50% LTV on land
  • maximum loan size of £3m
  • up to 12-month term as standard, up to 18 months available on request
  • second charges available on request.


There is no minimum term restriction or loan size.

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About MS Lending Group

At MS Lending Group we pride ourselves on having real products created by real people, making real decisions.

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