Roma Finance

At Roma, we love to lend and deliver the borrower first lending experience Visit Website


Get your quotes

roma finance

At Roma, we love to lend and deliver the borrower first lending experience.

Our mission is to help our property investors create wealth from property. For 10 years we have been supporting intermediaries and their customers with their property projects including developments, conversions, refurbishments, auctions and renovations.

We are focussed on communication and collaboration, offering a ‘People before Property’ underwriting policy and a personalised service throughout the life of each project.

Our Bridging Finance

  • Loans from £75,000 to £3 million
  • Lending in England, Wales and Scotland
  • Solutions available across residential and commercial
  • Bridging finance, auction finance, refurbishment, below market value, developer exit
  • Bridge to Term options available for consistency in decision and security

Our Development Finance

  • Loans from £100,000 to £2 million
  • Up to 60% LTGDV
  • Lending in England, Wales and Scotland
  • Up to 6 newbuild dwellings in any one project
  • Developer exit available for wind and watertight projects

Lets talk. If you want to find out more please visit our website, contact us on 0161 817 7480 or email

Roma Finance memberships

Who are Roma Finance and what do they do?

Roma Finance loves to lend and is dedicated to providing the borrower first experience.

They build relationships with partners and support them to provide finance to property investors, landlords and developers to help them create wealth through property.

Our approach is to underwrite the borrower before the property, meaning we can lend where others may not. We create tailored solutions for auctions, conversions, refurbishments, standard bridging, developer exit, below market value properties and development finance; available on residential and commercial properties.

We give direct access to the decision makers and provide an end to end lending experience.

In addition, RomaFLOW; the fast processing channel for standard bridging, auction and light refurbishment cases, is designed to be speedy and straightforward. We require minimal documentation and offer intelligent touch underwriting to ensure the process is streamlined.

If you want to work with a lender focused on your property goals, contact us on 0161 817 7480 or email

Do Roma Finance offer bridging loans?

Yes. Roma Finance offers non-regulated bridging products for residential, semi-commercial and commercial properties – covering auction, conversion, developer exit, refurbishment and standard bridging.

What do Roma Finance’s interest rates look like on bridging finance?

Roma’s bridging finance interest rates start from 0.59% per month. Whilst competitive on rate, Roma prides itself on delivering certainty and exceptional service.

What do I need to get a bridging loan with Roma Finance?

To get a bridging loan, borrowers will need to:

  • Go through the process of standard credit searches
  • Have at least 25% of the deposit – maximum LTV is 75%
  • Have a valid valuation

How do I apply and how easy is the process?

To apply, borrowers will need to sign an AIP (Agreement in Principle) document and complete an application form, along with providing supporting documents which includes the valuation along with legal fees.

Once these have been signed and provided, Roma Finance then carries out searches and a preliminary process. The application is then passed to underwriting – a very easy process.

How long does the application process take and when do I get the money?

For structured, complex bridging cases, the application process will take between 4-12 weeks.

With the RomaFLOW bridging channel, the process is significantly quicker and can take between 2-4 weeks.

It all entirely depends on the facility needed and the circumstances.

Does Roma Finance do any specialist bridging options for things like property, business, etc?

Roma Finance operate with intelligent touch underwriting in order to look at every case individually.

What are the pros and/or cons of a bridging loan with Roma Finance?

Pros: Speed and ease. Intelligent touch underwriting. Service. Tailored service.

Roma Finance Bridging Loan Reviews & Awards 


Property Reporter – Best Specialist Lender 2024

National Landlord Investment Awards – Best Commercial Lender 2023

Property Reporter Awards – Best Product for Landlords 2023

Property Reporter – Best Bridging Lender 2020

NACFB Awards 2020 – Highly Commended – Development Lender of the Year

Bridging & Commercial Awards 2021 – Development Lender of the Year up to £10M – Highly Commended


Google reviews –

Feefo reviews –

Company News

About Roma Finance

At Roma, we love to lend.

Get Quotes