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Who are Together and what do they do?

Together is a specialist lender that offers mortgages and secured loans in addition to other short-term finance. The company can trace its origins back to 1974, however, the Together brand seen today was established in 2015.

Does Together offer bridging loans?

Together offers short-term bridging finance devised to bridge the gap between buying a property and securing a mortgage. Together bridging loans are arranged for a previously agreed term, most commonly 12 months, and you must repay the loan as a lump sum once the term ends or before its conclusion.

Interest will accrue with each month of the loan’s term, and you may have to pay this monthly or as part of the final lump sum. This depends on what kind of bridging finance you have established with Together.

This variety in types of specialist bridging finance makes it important to carefully consider a range of different lenders to ensure that you receive the best possible loan for you.

Browse our bridging loan directory to consider alternative lenders available.

What do Together interest rates look like on bridging finance?

Together interest rates vary and may be affected by:

Credit history,

Amount of money needed to borrow,

Type and value of the property used to secure the bridging loan,

Previous loans secured against the property.

What do I need to get a bridging loan with Together?

Together offer an online application which will provide an understanding of what you need to secure bridging finance with the business.

Despite this, providers will typically want to understand the value of your current property as collateral and your strategy to repay the loan.

How do I apply, and how easy is the process?

To apply for a loan with Together, you can visit their website which offers an online form which checks your eligibility to receive bridging finance with the company.

Alternatively, you can apply for a bridging loan with another provider.

How long does the application process take and when do I get the money?

Bridging finance cases are usually resolved in a timely manner and the process is much faster than a mortgage or a fixed-term loan. If you are applying for a loan to bridge the gap between the sale of your current property and the purchase of a new one as well as possessing a clear exit strategy, the application process should be a matter of days.

Alternatively, if your situation is more complex the process could take a few weeks.

The advantages of a bridging loan with Together

Together operates within the North West of England, making it an attractive choice for people who live within this region. Together’s focus ensures that the business has a direct approach to its customers, examining each case on a unique and individual basis. Together also emphasise its personable attitude and fast response times.

The disadvantages of a bridging loan with Together

Customers who already use a high a street bank may find the prospect of keeping all of their financial information in one place convenient as opposed to using an alternative lender like Together.

Furthermore, by considering only Together you may miss out on a bridging loan better tailored to your individual circumstances. This is why you should always compare from a variety of loan providers as the market is competitive, guaranteeing that there will be a multitude of options to suit your individual financial needs.

Compare Together bridging loans and other property finance lenders today by visiting our directory page.