‘There is always opportunity in difficult times’


David McCarthy black & white bridging

In our latest Five Minute Interview, Tony Sanchez speaks to David McCarthy, Relationship Manager at Black & White Bridging.

Black & White Bridging provides short-term property finance with a difference. Their dedicated and experienced team structure deals with no grey areas.

This means full transparency – what you see is what you get, to give clients greater certainty with their case.

What is the best thing about being in the bridging and development finance business?

No one deal is the same. This creates a more meaningful relationship between the customer and all parties involved in the lending process.

It also helps having variety in what you do which keeps the challenge fresh.

What keeps you focused?

It’s cliché but my family. Everything I do is for them. If I wasn’t 100% motivated in what I do, I would be letting them down.

What qualities do you look for in your employees or colleagues?

A team attitude and can-do spirit. If you are not all pulling in the right direction, it makes the job 10 times harder than it needs to be.

It’s not just about what you want though, it’s about finding out what makes everyone tick and always having good communication.

As a new member of the Black & White Bridging team, it’s clear to see that the truly transparent approach is embodied by everyone and there is a real togetherness and camaraderie within the group.

Are you an optimist or a pessimist?

Definitely an optimist. Whether it’s outlook, looking for the best in people or finding the right deal for the client, positive attitude will rub off.

Again, the team here at B & W very much mirror that ethos, and that was what made working here so appealing.

That said, with being a Birmingham City fan there might be room for some pessimism in my life at times…

What did you want to be as a child?

A fireman.

What will be the greatest challenge facing the bridging and development finance industry in the coming months?

Like everyone, further rate rises and the cost-of-living squeeze.

That said we are in an industry that has weathered storms before and will again.

There is always opportunity in difficult times, you just need to see it and as a lender, we are in a strong position compared to some others.

Who or what makes you laugh?

Lee Evans. He only needs to pull one of his faces and it cracks me up.

It’s all about energy and he has it in droves.

Do you dread Monday mornings?

I get that you’ve just had a lovely weekend, and nothing is better than spending time with the people in your life but dread – absolutely not.

You should be excited about the day ahead and the opportunities it presents. If not, something needs to change.

If you could change one thing about yourself, what would it be?

I never played national league hockey which I could have done if I applied myself to it.

If I went back I would like those stripes so may have taken training more seriously when I had the chance.

With whom would you most like to have dinner?

Massive Red Dwarf fan (Seasons 1-5 anyway) so I would say Craig Charles.

He knows his music too so could provide the soundtrack to the evening.