The Five Minute Interview with Agam Jain, Managing Director, Vector Capital

By Tony Sanchez 9th March 2020

Vector Capital specialises in finance for land and property development, bridging, loans and secured business finance.

Established in 1978, the bridging lender has extensive experience in backing developers and entrepreneurs. Over the last 12 months, the company’s loan book increased by an impressive 41.48%.

Vector Capital is a Patron of the National Association of Commercial Finance Brokers (NACFB).

We speak to Agam Jain, managing director:

What is the best thing about being in the bridging finance business?

The industry is growing and vibrant at the moment. Who doesn’t like driving a business in a growth market?

What keeps you focused?

The large amounts we deal in and the ever-present risk of not getting it right.

What qualities do you look for in your employees or colleagues?

Attention to detail and accuracy particularly in Operation colleagues.

Are you an optimist or a pessimist?

Optimist – there are so many opportunities out there.

What did you want to be as a child?

Fighter pilot – those were the days before video games!

What will be the greatest challenge facing the bridging finance industry in the coming months?

Market is getting crowded with lots of entrants many of whom doing deals unfairly loaded against the borrower. There is a risk of the industry getting a bad name like the payday loan market did.

Who or what makes you laugh?

Michael McIntyre comes to mind.

Do you dread Monday mornings?

No – look forward to getting through my task list.

If you could change one thing about yourself, what would it be?

Learning to switch off sometimes.

With whom would you most like to have dinner?

Always enjoy dinners with interesting entrepreneurs.