Specialist Financial Services welcome Vida Homeloans to their mortgage panel



Specialist Financial Services Ltd (SFS) is pleased to announce that Vida Homeloans have been added to their second charge mortgage panel. Vida Homeloans brings a fresh solution to second charge lending with an impressive range of unique selling points including:

  • Rates from 4.50%
  • Up to 75% LTV
  • No credit scoring
  • Interest only available
  • Contractors accepted
  • Buy-to-lets on second charges
  • Impaired credit accepted
  • Accountants certificates can be used as proof of income
  • Minimum one-year self-employment
  • Flats above commercial properties accepted
  • Ex-local authority flats accepted
  • Up to four applicants on one application


Tony Sutton, managing director at SFS said:

“We are delighted to have Vida Homeloans on board. They offer some truly bespoke criteria which makes them really stand out from many other lenders. Ourselves and our introducers will certainly benefit from having them on our panel and we look forward to completing cases together in the future.”

Vida Homeloans has also been added to Specialist Financial Services’ second charge loan packaging service, under their brand of the Loan Processing Centre (LPC). LPC is aimed at professional mortgage advisers that wish to retain full control of the application but need the backup of experienced second charge professionals.