Roma Finance

Who are Roma Finance and what do they do?

At Roma, we love to lend and deliver the borrower first lending experience.

Our mission is to help our property investors create wealth from property. For 10 years we have been supporting intermediaries and their customers with their property projects including developments, conversions, refurbishments, auctions and renovations.

We are focussed on communication and collaboration, offering a ‘People before Property’ underwriting policy and a personalised service throughout the life of each project.

Our Bridging Finance

Loans from £75,000 to £3 million
Lending in England, Wales and Scotland
Solutions available across residential and commercial
Bridging finance, auction finance, refurbishment, below market value, developer exit
Bridge to Term options available for consistency in decision and security

Our Development Finance

Loans from £100,000 to £2 million
Up to 60% LTGDV
Lending in England, Wales and Scotland
Up to 6 newbuild dwellings in any one project
Developer exit available for wind and watertight projects

Lets talk. If you want to find out more please visit our website, contact us on 0161 817 7480 or email hello@romafinance.co.uk

Who are Roma Finance and what do they do?

Roma Finance loves to lend and is dedicated to providing the borrower first experience.

They build relationships with partners and support them to provide finance to property investors, landlords and developers to help them create wealth through property.

Our approach is to underwrite the borrower before the property, meaning we can lend where others may not. We create tailored solutions for auctions, conversions, refurbishments, standard bridging, developer exit, below market value properties and development finance; available on residential and commercial properties.

We give direct access to the decision makers and provide an end to end lending experience.

In addition, RomaFLOW; the fast processing channel for standard bridging, auction and light refurbishment cases, is designed to be speedy and straightforward. We require minimal documentation and offer intelligent touch underwriting to ensure the process is streamlined.

If you want to work with a lender focused on your property goals, contact us on 0161 817 7480 or email hello@romafinance.co.uk

Do Roma Finance offer bridging loans?

Yes. Roma Finance offers non-regulated bridging products for residential, semi-commercial and commercial properties – covering auction, conversion, developer exit, refurbishment and standard bridging.

What do Roma Finance’s interest rates look like on bridging finance?

Roma’s bridging finance interest rates start from 0.59% per month. Whilst competitive on rate, Roma prides itself on delivering certainty and exceptional service.

What do I need to get a bridging loan with Roma Finance?

To get a bridging loan, borrowers will need to:

Go through the process of standard credit searches
Have at least 25% of the deposit – maximum LTV is 75%
Have a valid valuation

How do I apply and how easy is the process?

To apply, borrowers will need to sign an AIP (Agreement in Principle) document and complete an application form, along with providing supporting documents which includes the valuation along with legal fees.

Once these have been signed and provided, Roma Finance then carries out searches and a preliminary process. The application is then passed to underwriting – a very easy process.