PNN LAW

About PNN LAW

PNN Law is a boutique, partner-led law firm providing commercially astute, solution-focused legal advice. We specialise in bridging finance, real estate transactions, and secured lending, working closely with lenders, investors, and borrowers to structure deals efficiently.

Our approach is built on speed, commerciality, and flexibility—three core pillars that drive every transaction we handle. Understanding the urgency and complexities of short-term finance, we cut through legal obstacles with practical, business-minded solutions. We are extremely experienced in all manner of transactions from ‘straightforward’ acquisitions and refinancing to large commercial multi title sites.

With a deep sector focus, we ensure our clients’ transactions progress seamlessly and on schedule, offering the responsiveness and agility required in today’s fast-paced property finance market. At PNN Law, we don’t just facilitate deals—we act as trusted partners, helping our clients move swiftly and decisively in an evolving market.

Real Estate Finance

We understand that in bridging finance, time is of the essence. Our commercially minded, partner-led, approach ensures that transactions progress efficiently while safeguarding our clients’ interests.

With an experienced understanding of real estate finance, we work seamlessly with lenders, brokers, and borrowers to deliver pragmatic, solutions-driven advice. Whether navigating complex structures or meeting tight deadlines, we provide the agility and expertise required to get deals over the line.

We act for specialist lenders, institutional investors, and high-net-worth individuals, ensuring that finance deals are structured to be both legally sound and commercially viable. Our expertise covers:

• Bridging and development finance – rapid, strategic legal support to meet tight funding deadlines for secured and unsecured lending.
• Real estate development finance – securing funding for commercial and residential property acquisitions.
• Auction finance – where speed is paramount, both for pre auction review and reporting and post auction acquisition work we advise on all manner of residential and commercial property needs.
• Corporate real estate finance – structuring and negotiating finance solutions for portfolio expansion, advising on Share Purchase Agreements and Asset Purchase Agreements.

We pride ourselves on being both proactive and commercially minded, ensuring our clients can complete transactions efficiently while minimising risk. Whether advising on complex funding structures or navigating regulatory requirements, PNN Law delivers fast, practical, and results-driven legal support.

Our Team

Simon Nicolaides

Simon Nicolaides is a founding partner of PNN Law with over 10 years of experience in commercial real estate, bridging finance, and corporate transactions. His expertise lies in delivering rapid, commercially driven solutions to lenders, property investors, and developers, ensuring transactions proceed with minimal friction and maximum efficiency.

Simon’s ability to combine legal precision with a business-minded approach makes him a go-to adviser for clients requiring strategic legal support in time-sensitive transactions. With a sharp focus on speed, commerciality, and client service, Simon helps clients navigate complex financing structures and secure successful outcomes in their real estate deals.

Lisa Mellis

Lisa Mellis is an accomplished real estate lawyer with extensive experience crafted at an international law firm for the last 15 years. Lisa’s expertise extends to some of the following areas; advising on investment and development acquisitions and asset management across multiple property portfolios. Acting for a wide range of clients, including investors, developers, and landlords, Lisa provides practical and commercially focused advice tailored to the fast-paced property market.

With a meticulous approach and deep sector knowledge, Lisa helps clients maximise value and minimise risk, whether structuring complex acquisitions or managing assets efficiently. Her ability to balance legal precision with commercial pragmatism makes her a clear choice in the real estate sector.

Michael Fahy

With over 20 years of experience as a commercial property lawyer, Michael Fahy has worked across a broad spectrum of real estate transactions, including developments, regeneration projects, landlord and tenant matters, sales and acquisitions, and strategic property advice.

Having held senior roles both in-house for George Wimpey Plc and the Church Commissioners for England and in private practice, Michael brings a unique blend of legal expertise and commercial insight. His extensive network of property professionals, including specialists in construction, environment, planning, and tax, allows him to provide comprehensive, solutions-driven advice on complex transactions.

Michael is also a regular contributor to industry publications and seminars, staying ahead of legal developments to provide clients with proactive, up-to-date guidance. His reputation for being approachable, responsive, and commercially minded makes him a valuable asset to clients navigating the real estate finance landscape.

Chloe Bader

Chloe Bader is a key member of PNN Law, supporting partners and clients in real estate finance and secured lending transactions. With a keen eye for detail and a proactive approach, Chloe assists with due diligence, transaction management, and document preparation, ensuring deals progress efficiently and without delay.

Chloe’s dedication to delivering fast, high-quality legal support reflects PNN Law’s commitment to commerciality and speed, making her an integral part of the firm’s client-focused approach.

Arthur Fernandes

Arthur Fernandes is a corporate solicitor with over 30 years of domestic and international experience. He has a strong involvement in commercial property and real estate finance, advising on secured lending, bridging and development finance, and high-value property transactions. His expertise extends across a broad spectrum of corporate real estate matters, including joint ventures, structured investments, and portfolio management, make him a prime adviser for institutional investors, lenders, and developers who look for legal and commercial expertise.

Arthur has a proven track record in complex, multi-party transactions, where his ability to navigate the intersection of corporate structuring and real estate finance ensures deals are executed efficiently and strategically. His commercial mindset and hands-on approach allow him to provide tailored legal solutions that align with clients’ financial and business objectives.

Having worked with a diverse range of clients, including property funds, asset managers, and private equity investors, Arthur is well-versed in negotiating and structuring deals that balance risk and reward, ensuring optimal outcomes in fast-moving markets. His ability to bridge the gap between corporate structuring and real estate finance makes him an invaluable resource for clients looking to navigate complex funding arrangements and investment strategies with confidence.

Testimonials

Below are some kind words from people we have worked with and for:

“Simon is always there to assist in any query you have, always easy to get hold of and very knowledgeable. There is no query too big or too small, and he works hard to ensure deadlines are met and completions occur in a timely manner.” – Oli Bland – Director of Lending Black and White Bridging. 

“I have had the pleasure of collaborating with Simon on a number of property transactions over the years, the process has always been excellent. Simon’s service and knowledge are second to none. He is commercially minded and will find creative ways to get a deal done quickly whilst still ensuring the lender and client are protected. Would highly recommend to lenders and clients alike”. – Samantha Dance Business Development Manager Glenhawk.

“The first deal I worked on with Simon on was all down to his proactiveness and awareness spotting us on LinkedIn and as a result of that we successfully delivered on a bridge for a client that was of huge benefit to them and their difficult situation at the time. Simon was a pleasure to work with during that transaction and has been the same ever since, always delivering to the highest standard with great efficiency. I look forward to working further with him for years to come.” – Jack Grey – Associate Relationship Manager P10 Financial Group. 

“I have worked with Simon and his team on a number of bridging and commercial term transactions over the last 12 months. PNN Law are incredibly efficient, and Simon is always on hand to provide answers to any queries or update me on the status of a case. His approach of pro-actively finding solutions to any issues that arise has been vital in getting cases over the line. PNN’s level of service is difficult to come by in the current market and I am yet to work with a firm who can rival their turnaround times and specialism in the bridging space. It is clear that Simon’s passion for exceptional service is shared among the team he is carefully building.  I will not hesitate to recommend PNN Law to any of my clients going forwards.” Chris Hutton Commercial Manager SME Business Finance