Hope Capital

At Hope Capital, we’re more than just a bridging loan company – our Relationships Go Beyond Lending. We don’t believe in misleading jargon, which is why we offer flat rates and LTVs across our bridging range so our brokers immediately know what their clients can benefit from.

Our offering means a single rate can be applied to benefit a multitude of projects, including structural and non-structural light, medium and heavy refurbishment cases. Available on loan amounts between £100k – £5m, across England, Wales and Scotland for a term of 3-18 months:

• Residential bridging loans: 75% LTV at 0.92%
• Semi-commercial bridging loans: 70% LTV at 1.05%
• Commercial bridging loans: 65% LTV at 1.09%

Our products can be used for several purposes including purchasing an investment property, re-finance, re-bridging, capital raising for business purposes, auction, light, medium and heavy refurbishment projects, finish & exit and development exit cases.

Since being established in 2011, we pride ourselves on our customer service, and the fact that we go the extra mile to help our brokers and clients find the right solution. What can you expect?

Enquiries: Responded to within 1 hour

AIP: Issued within 2 hours

Initial due diligence: Commenced immediately upon receipt of the application

Dedicated underwriter: Direct access to a decision maker

Funds: Typically, made available between 1 to 4 weeks. 28-day turnaround for auction purchases

Not forgetting our market leading key features, which are available on a case-by-case basis:

Instant valuations: Up to 75% LTV available on property values up to £750k, at no cost to the borrower

Desktop valuations: Delivered within 48 hours. Up to 75% LTV available on property values up to £1m. Up to 65% LTV on property values up to £2m

Hope Guarantee: Rates are fixed for the duration of the loan term

Security: 1st and 2nd charge loans considered as a cross charge on additional security

Flexible payment options:  Deducted, fully serviced, part & part and flexi

Full title insurance: Available on residential loans up to £1m and commercial loans up to £500k

No upfront legal undertaking: On residential purchases up to £1m

Dual representation: Available on residential, semi-commercial and commercial property types

Applicant: UK, foreign nationals, ex-pats, individuals, Ltd companies, experienced, and inexperienced developers

Type: UK, foreign nationals, ex- pats, individuals, Ltd companies, experienced and inexperienced developers

Credit score: Adverse credit considered, our decisions are based on individual merits

Discover how we can help:

Call: 0151 523 5998

Email: newdeals@hope-capital.co.uk

Visit: hope-capital.co.uk