Century Capital

Century Capital has a traditional, equity focused approach to property lending, making lending decisions on Open Market value. Visit Website

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Who are Century Capital and what do they do?

  • Residential Bridge
  • Second Charges
  • Commercial Bridge
  • Land with Planning
  • Refurbishment Finance

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Century Capital deliver fast, flexible finance across a diverse range of short-term loan products. Century Capital was founded in 2012 in response to growing demand for short-term finance.

Over the years, they’ve secured multiple new institutional funding lines and diversified their product range, further cementing their status as a market leading lender in prime Central London and the Home Counties.

Providing expert service and certainty of funding with a personable, client-centric approach ensuring repeat customer relations, the growing team is made up of over fifteen professionals with over 100 years of combined experience.

Century Capital are committed to excellence and innovation. Their forward-thinking mindset drives them to constantly adapt and find solutions, ensuring they meet the financial needs of their clients.

Century Capital doubled their loan book in 2023, demonstrating their ability to identify market opportunities and effectively implement innovative strategies.

With their visionary approach and dedication to delivering exceptional financial solutions, they have positioned themselves as a market leader in their niche. With a strong leadership culture and a team of industry professionals, Century Capital have significant funding and capital ready to deploy in 2023/24.

Century Capital tailors deals specific to their client’s individual needs with speed of execution, often delivering in a matter of days. In-depth experience in the core prime London market sets them apart and allows them to provide clients with solutions that few others can offer.

 

CONTACT

Telephone:  020 7495 9191

Email:       enquiries@centurycapital.co.uk

Website:   www.centurycapital.co.uk

LinkedIn:    https://www.linkedin.com/company/century-capital/

Company News

About Century Capital

    Who are Century Capital and what do they do?

    Century Capital set the bar for prime property lending with tailored, short-term bridging solutions. We move fast, we are nimble and we are flexible.

    This gives us the edge over our competitors. London’s prime property market is Century Capital’s domain and our team’s unrivalled expertise ensures that we deliver the best possible financial solution for client, in the shortest possible time.

    Do Century Capital offer bridging loans?

    Century Capital specialises in proving bridging finance ranging from 6 – 24 months.

    What do I need to get a bridging loan with Century Capital?

    Ownership of residential or commercial property in the UK.

    Century Capital require the usual checks when looking to secure finance against UK property – credit checks, application form, assets & liabilities statement prior to valuation & solicitor instruction if terms are acceptable for both parties.

    How do I apply and how easy is the process?

    Call us directly on 020 7495 9191 or enquire through our website at https://centurycapital.co.uk/contact/ and one of our experienced BDM’s will be in touch.

    Century Capital aim to make the process as quick and easy as possible for perspective borrowers.

    All that is required initially is an application form and an assets & liabilities statement.

    Once this is received, we can issue an AIP which outline the terms of our offer. If terms are accepted, we can then instruct valuations and solicitors.

    How long does the application process take and when do I get the money?

    Providing that Century Capital is happy with the borrower and the legal title to the property, funds can be issued in as little as two days.

    Does Century Capital do any specialist bridging options for things like property, business, etc?

    Yes, Century Capital are property specialist lenders for residential, commercial & development loans.

    Century Capital are happy to release funds for many different purposes whether it’s for a refinance, purchase or cash flow for a new business venture.

    What are the pros and/or cons of a bridging loan with Century Capital?

    The pros:

    Fast Results - we process and complete applications in just 4 to 5 business days by removing complicated, and often unnecessary admin.

    Ultra Bespoke Finance – flexibility and the superior knowledge of our in-house team and legal advisors ensure that any potential obstacles don’t hold deals up.

    Strong Customer Loyalty – because we’re friendly, supportive and fair, and leave no stone unturned in ensuring that every single customer is delivered the best possible financial solution to meet their goals, our customers choose us time and time again.

    Unrivalled expertise - we have built a team - in-house and externally - who know everything there is to know about the market.

    Maximum Loan - at Century Capital, we have zero cap on our lending capability.

    The cons: High asset value

    Century Capital Bridging Loan Reviews & Awards

    Century Capital has been nominated for a plethora of awards including Best Specialist Lender and Short-Term Lender of the Year at the Mortgage Introducer Awards; Best Large Loan Lender of the Year at Bridging & Commercial Awards and Property Lender of the Year at the PROPS Awards.