Hampshire Trust Bank provides £11.5m refinancing facility for West London property

By Bridging Loan Directory 22nd January 2025

Hampshire Trust Bank (HTB) has successfully provided a bespoke refinancing facility of circa £11.5m for a converted office building in West London.

The property, which comprises 55 luxury apartments, required expert navigation of its complex ownership structure and title documentation.

The transaction involved overcoming significant challenges, including multiple Ultimate Beneficial Owners (UBOs) spread across various jurisdictions, ambiguities in planning consents, and discrepancies in the land registry plans inherited from a previous lender.

By working closely with the borrower’s advisers and broker, Enness Global, HTB delivered a tailored solution that ensured the client’s long-term investment strategy remained on track.

Andrea Glasgow, Sales Director – Specialist Mortgages at Hampshire Trust Bank, commented:

“This transaction highlights HTB’s ability to turn complexity into opportunity.

By collaborating with Enness Global and the borrower’s advisers, we successfully tackled title discrepancies, planning issues, and a multi-jurisdictional ownership structure, ensuring the refinancing was delivered seamlessly.

Our proactive and flexible approach allowed us to meet the client’s unique needs while maintaining a sharp focus on their long-term goals.

At HTB, we thrive on challenges like these, which showcase the value of our expertise and commitment to brokers and their clients.”

Islay Robinson, CEO at Enness Global, said:

“Working with Hampshire Trust Bank on this case was a fantastic example of what can be achieved when lenders and brokers collaborate effectively.

HTB’s ability to handle the complexities of this transaction, combined with their commitment to delivering a tailored solution, ensured the client received the best possible outcome.

This is exactly the kind of partnership that allows us to exceed client expectations in even the most challenging scenarios.”

Alex Upton, Managing Director – Specialist Mortgages & Bridging at Hampshire Trust Bank, added:

“This case reflects the core of what HTB stands for, bespoke solutions, collaboration, and proactive problem-solving.

Complex scenarios are where we excel, and this deal reinforces our ability to deliver results through partnership and flexibility.

It’s always rewarding to work alongside brokers like Enness Global, whose expertise aligns with our mission to support clients at every stage of their property journey.

The successful completion of this transaction demonstrates HTB’s strength in handling intricate property finance cases, providing brokers and their clients with the tailored solutions they need to achieve exceptional outcomes.”