RAW Capital Partners cuts variable and introductory fixed rates


Ben Nichols

RAW Capital Partners (RAW) has reduced the rates on its two most popular products for non-UK residents and UK expats.

Its introductory fixed rate has been reduced from 6.99% to 6.49% for a limited time only. Its variable rate product is priced at an interest rate margin of 2.25% above Bank Rate.

The Guernsey-based investment management firm, through its RAW Mortgage Fund, provides specialist buy-to-let (BTL) mortgages to a global client-base investing in UK properties.

With more than £100 million of capital available to lend, RAW is offering its new, lower rates on the first 55% LTV of its term loan products.

The 6.49% introductory fixed rate is available for UK expats and non-UK residents so long as they complete before 31 October 2024. The BTL asset must be located in a major UK town or city.

Brokers and borrowers will continue to benefit from RAW’s fast and flexible service with all circumstances considered and decisions in principle typically delivered within 24 hours.

Ben Nichols, Interim Managing Director of RAW Capital Partners, said:

“As the company continues to grow, we’re seeing increased demand from brokers working with international clients – a group that often struggles to find support from other lenders.

We’re working tirelessly to ensure our products and service meet the needs of brokers and borrowers, and lowering our fixed rates is another example of that.

Appetite for UK residential property remains strong among international investors, so our focus is on ensuring they are well served from a finance perspective.

We’re looking forward to working with existing and new intermediaries as we enter the second half of the year.”