Hampshire Trust Bank expands buy-to-let product range and reduces rates


Chris Daly

Hampshire Trust Bank (HTB) has announced an expansion of its specialist buy-to-let and semi-commercial mortgage range and reintroduced two-year fixes across all products.

It has also reduced rates across its product range by up to 1% for semi-commercial and up to 0.35% for buy-to-let.

HTB’s buy-to-let rates now start from 5.84% for a two-year fixed rate and 6.34% for a five-year fixed rate. Two-year semi-commercial rates now start from 6.49%, and 6.99% for a five-year fixed rate.

Meanwhile, HTB continues to offer its ERC Lite and ERC Plus products, as well as Fee Plus, all of which are applicable across its new two and five-year buy-to-let and semi-commercial fixed rates, giving clients a broader range of affordability options.

HTB offers bespoke pricing for loans over £5 million in acknowledgement of larger deals often being more complex and requiring flexibility in pricing and criteria.

HTB provides experienced landlords and professional investors with specialist buy-to-let, residential and semi-commercial investment loans of up to £25m for limited companies, offshore entities, expats, and foreign nationals.

Chris Daly, managing director, Specialist Mortgages at Hampshire Trust Bank, commented:

“We continually listen to brokers and understand how vital it is to address the affordability challenges that their clients face.

Our commitment is solely focused on championing landlords and investors, and providing a broader product range at reduced rates demonstrates our capabilities to listen, and act, when brokers need support from us.

I am therefore pleased to announce this expansion of our product range which supports experienced landlords and professional investors seeking shorter term options in the current market.

Coupled with a significant reduction in our rates by up to 1% and our ERC Plus, Lite and Fee Plus products, this will provide more choice for our broker partners and their clients whilst ensuring access to maximum affordability and leverage.”