Scotland and North of England “untapped markets” as Your Expert Group has bumper August


Nathan Ellis-Calcott

Your Expert Group, the Glasgow-based specialist finance provider that is yet to hard launch, today announced it completed on £2.5m of loan finance during August, traditionally a subdued month in transaction terms.

The £2.5m was spread across multiple loans in different sub-sectors, including:

  • £1.6m bridging finance 
  • £500,000 second charges
  • £400,000 complex mortgages


Your Expert Group is a specialist finance broker providing advice on complex mortgages, bridging and development (exit) finance, commercial loans and the limited company structures and ‘Special Purpose Vehicles’ (SPVs) used by a growing number of landlords.

The broker works with clients nationwide but is targeting the increase in specialist finance enquiries in the North of England and Scotland — specifically bridging and development finance-related — as investors shift their focus from the South East in search of margin.

Nathan Ellis-Calcott, pictured, Director of Specialist Lending, Your Expert Group, commented:

“We were targeting a bumper autumn but in the event August was the month the momentum really started to grow. We are still a brand new company but it’s heartening to see the enquiries we are getting from brokers and other introducers, both in Scotland and more widely, turn so quickly into completed deals. We wanted proof of concept and we got it far sooner than we’d hoped for.”

Derek McPhail, Co-Founder, Your Expert Group, added: 

“As a group, we have big plans for specialist finance in Scotland and the North of England. Relative to the South, and particularly the South East, specialist finance is an untapped niche but it’s one we intend to introduce to brokers at scale. We only soft-launched in June, so to deliver such a strong August has given everyone here a huge boost. It’s a dream start.”