London Credit increases LTV for semi-commercial properties to 70%

By Bridging Loan Directory 6th March 2025

London Credit has announced an increase in the maximum Loan-to-Value (LTV) for semi-commercial bridging loans, rising from 65% to 70%.

Alongside this LTV increase, London Credit has also updated its valuation methodology, now basing lending decisions on open market value (OMV) rather than 180-day valuations.

The combination of these enhancements will enable brokers to access higher leverage for their clients, whether they are looking to expand their portfolios or refinance existing assets in the specialist lending market.

Marios Theophanous, Credit Manager at London Credit, commented:

“Brokers need accessible lending solutions to meet the requirements of their clients.

That’s why London Credit has increased the maximum LTV for semi-commercial properties to 70% and introduced open market valuations.

These enhancements provide brokers with the opportunity to secure greater leverage for their clients on semi-commercial property assets, whether it’s for purchases, refinance, or investment opportunities.”