LendInvest receives top rating from European ratings agency for fourth consecutive year

By Bridging Loan Directory 25th June 2018

LendInvest, the UK’s leading online marketplace platform for property finance, has received the highest possible rating for the quality of its loan servicing from a European ratings agency for the fourth consecutive year.

ARC Ratings is a regulated European credit rating agency registered with the European Securities and Markets Authority. Its rating is based on a number of key factors including corporate governance, internal controls, due diligence, data disaster mitigation and the financial health of the company.

The agency affirmed for a fourth time its SQ1 Servicer Quality Rating for LendInvest following a comprehensive annual review of the company. In particular, the rating assessed and rated the processes used by LendInvest to originate, underwrite and service high-quality property loans.

ARC’s review included a thorough evaluation of LendInvest’s Buy-to-Let loan (BTL) product. This latest offering was launched in November 2017 and, with origination ahead of target, BTL is expected to be a key component of LendInvest’s business in the future.

As part of LendInvest’s commitment to offering a high quality experience for investors and borrowers, the company invests heavily in the development of its proprietary technology and forges long-term relationships with leading software providers that enhance the LendInvest customer experience, including Stripe and Onfido. ARC’s analysis noted these investments are particularly important in helping LendInvest to scale with efficiency.

On their decision to affirm LendInvest’s SQ1 rating, ARC Ratings commented:

“LendInvest has recorded consecutive years of profitability, secured substantial investments from institutional investors and established itself as the largest online property marketplace platform in the UK. This rating reflects LendInvest’s robust internal controls and systems, servicing experience in the real estate lending and collections industry, and recent financial performance. ”

Christian Faes, pictured, Co-founder and CEO of LendInvest, added:

“We’re focused on building a robust, professional platform whose lending and investing strategies are underpinned by an extensive, data-driven technology infrastructure. It is great to see that our efforts and successes to date have been recognised by an independent, respected agency like ARC Ratings. Their rating recognises what rigorous, time-tested and well-structured business we are building and motivates us hugely to keep up the good work.”