HTB Specialist Mortgages completes complex £1.5m loan with Finance 4 Business



Alex Upton, Sales Director, Specialist Mortgages at Hampshire Trust Bank

Specialist lender, Hampshire Trust Bank (HTB) has completed a complex loan from offer to drawdown in 2 working days. The complex £1.5m facility on behalf of an expat client involving a foreign national-owned security was brokered by Finance 4 Business and was completed with just minutes to spare, ensuring the client was able to avoid a £21k default fee on their outgoing bridge.

HTB has recently launched a campaign to support its appetite for specialist BTL, semi-commercial and bridging finance solutions with an emphasis on bespoke ‘people-based’ service and lending to less well served borrowers including trusts, expats and foreign nationals.

Finance 4 Business Managing Director, Russell Martin comments:

“When faced with complex requirements like these, we need to work with lenders who can give us a quick ‘yes’ and work around nuances of a complex borrowers’ requirements.  There was tremendous service and real can-do attitude from the team who deserve real recognition for doing a fantastic job. Combined with our own expertise at F4B, we were able to get to the heart of the borrowers’ requirements quickly, we have been able, once again, to ensure a great result for our client.”

HTB Specialist Mortgages Sales Director, Alex Searle, pictured, comments:

“We are delighted to have been able to work with F4B on this case. I have recently been quoted as saying people are often surprised that a bank can provide genuinely specialist lending solutions. This is another example of where our expertise and robust processes for working with expats and offshore clients, combined with a dedicated and resourceful team can deliver the right results.

The continued growth of our Specialist Mortgages business demonstrates our commitment to providing tailored and flexible solutions for our brokers and client and forms part of our wider strategy to deliver excellence through specialism in our chosen markets.”