Hope Capital launches new bridging loan collection


Hope Capital office

Specialist short-term lender, Hope Capital, has taken on board the feedback received from brokers and borrowers and streamlined its overall proposition to provide an even more affordable, flexible and adaptable product range.

This includes introducing the Hope Guarantee. At a time when interest rates are increasing and more bridging finance lenders are introducing variable rates for the first time, clients are demanding the comfort that their loan rates are fixed for the term of their loan.

The Hope Guarantee provides broker’s clients with much needed security.

This involves borrower’s rates being fixed for the term of their loan, as soon as Hope Capital’s solicitors have been instructed providing there are no material changes to the application or loan, regardless of increases in the Bank of England Base Rate which are expected in the coming weeks/months.

In addition, the products offered by the specialist short-term lender have undergone a major enhancement, with rates being slashed by up to 29% on residential deals and up to 21% on refurbishment cases.

Roz Cawood, Director of Sales at Hope Capital, said:

“Providing borrowers with the opportunity to fix their rates, as well as take advantage of highly competitive products in the market, will be instrumental in supporting brokers and their clients moving forward.

With there being so much uncertainty in the current economic climate, we want our broker’s clients to borrow with confidence. This is just what borrowers need at a time when living costs are being squeezed.”

Full details of the new product range include:


Rates now start from 0.55% with up to 80% LTV


Rates now start from 0.70% with up to 70% LTV


Rates now start from 0.75% with up to 65% LTV


Rates now start from 0.75% with up to 65% LTV

Jonathan Sealey, CEO at Hope Capital, added:

“We recognise in the bridging finance market that one size doesn’t fit all, which is why we have launched a multitude of competitive, flexible and innovative options to suit all borrower’s needs.

We are seeing that it is becoming increasingly difficult for bridging finance lenders to provide a fixed rate option like the Hope Guarantee in the specialist lending sector.

This provides borrowers with the opportunity to lock in at a great rate now and protect themselves against future rate increases.”