Affirmative expands lending team


Affirmative continues to expand the lending team with the addition of experienced professional Chi Ho.

Chi has vast experience in the lending field which includes a number of senior roles, both within high street banks and specialist bridging lenders. He has predominantly focused in credit risk and recoveries and underwriting. Chi’s most recent role was Senior Underwriter for Aldermore Bank Plc where he was responsible for establishing bridging propositions and bringing them to market. His experience in this role will not only complement the current lending team but also help to expand the opportunities available to customers of Affirmative.

Chi will be working alongside underwriting director Steve Spragg and focusing on the larger deals coming through the business which will include development, residential and commercial deals. Chi will bring a new perspective to the team and ultimately continue the growth of this thriving lending company.

The decision to join Affirmative was an easy one to make for Chi:

“I had worked with Steve before and the opportunity to link up with him again was a very attractive proposition and once I had met with Gary and Eugene and saw their passion and belief in both me and the business, it was an easy decision to make and an excellent time to be involved in the continued growth of the business. I am very much looking forward to working with them and the great team in Manchester.”

Underwriting director Steve Spragg shared his thoughts on Chi:

“Having worked closely with Chi in recent times I was entirely confident that his experience and skills would complement both the existing teams, and our business philosophy as a whole. With Chi now in situ we can continue to achieve our aims in terms of book growth, level of service to our intermediary partners and successful lending for ourselves and our customers alike.”

Both Affirmative and Chi are looking forward to the opportunities ahead.

Affirmative are a mainstay lender in the short-term finance market who provide bridging and development loans for property developers, property investors, self-build enthusiasts, financial intermediaries, and many other businesses and individuals.