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Who are Ascot Bridging Finance and what do they do?

Ascot Bridging Finance was established in 2017 by the directors of Ascot Mortgages, our sister company, to try and create a product and service which over comes the red tape put in place by most bridging lenders and the barriers experienced by the mortgage advisors at Ascot Mortgages.

Our belief is that bridging finance should be underwritten in a common sense, risk-based approach and if risks can be mitigated,  why should we not lend?

Do Ascot Bridging Finance offer bridging loans? 

Yes, this includes all types of bridging finance, Residential, some Commercial/Semi-commercial, development, heavy and light refurb.

What do Ascot’s interest rates look like on bridging finance?

Our rates start from 0.69% – we believe that rate isn’t everything! The service, speed, and common-sense approach we offer is the reasons brokers/clients use us and why over 83% of our business is from repeat clients

What do I need to get a bridging loan with Ascot Bridging Finance?

A strong exit! This is the main thing we look for. Aside from that there maybe 1 or 2 supporting documents we may ask for to make our job easier to sign off your loan.

How do I apply and how easy is the process? 

The application process is simple, you just need to call our BDM (Debbie Wilson) with any enquiries, she will then issue Terms detailing rates, fees, and any conditions along with a shopping list of requirements to progress to full application.

How long does the application process take and when do I get the money? 

The underwriting of an application is done within 24 working hours but the timescales on when funds will be made available will vary depending on valuer availability and solicitors.

We do encourage for all cases to fund within an 8 week timeframe and should a case be urgent, we will work with all parties to ensure a deadline is met.

Our average timescales when solicitors are engaged is 3 weeks.

Does Ascot Bridging Finance do any specialist bridging options for things like property, business, etc?

We will consider all types of bridging options for most legal purposes, provided the exit is strong.

What are the pros and/or cons of a bridging loan with Ascot Bridging Finance? 


Common sense, case by case lending – we understand one size doesn’t fit all!

We work closely across all department and there is heavy involvement from the directors so decisions can be made quicky and easily.

You will deal with the same person from application to redemption so you will always know who to speak to should you have any questions, no matter what stage you are at.

We consider all types of applicants in England, Wales, AND Scotland! – even development finance!

We will lend on lower value projects, both for development and standard vanilla deals. Our minimum loan amount is £37,500 albeit we have granted facilities under this when required!


If you don’t use us you will never experience the true common-sense approach and amazing service we have.

What is the Bridging Loan Directory?

We’re an impartial party that solely exists to help you find the best bridging loan lender for you. We’re here to guide all our users through every aspect of their bridging loan application journey.

Our content resources section is packed full of guides so you can learn more about everything from interest rates to refurbishment finance.