The Five Minute Interview with Richard King, BDM, Bridgebank Capital

By Bridging Loan Directory -

Richard King

Bridgebank Capital are one of the UK’s leading property finance lenders in the area of Bridging and Short Term property finance, specialising in residential and commercial property transactions.

We speak to business development manager, Richard King:


What is the best thing about being in the bridging finance business?

It is a cliché but every day really is different, and I see a wide variety of enquiry from all parts of the  UK.  Our flexible approach to lending makes my job interesting and every day is different.

What keeps you focussed?

I am extremely motivated, and pride myself on delivering an exceptional level of service to my introducers. As a BDM, I am expected to have a full knowledge of all my pipeline deals, whilst at the same time make sure I am growing the business. The demands of the role, and those I impose on myself ensure I stay focussed.

What qualities do you look for in your employees or colleagues?

It is very important to have a “ can do “ attitude, to manage valuable time efficiently and to show a willingness to go the extra mile.

Are you an optimist or a pessimist?

I try to remain as upbeat as possible, and stick to the motto that “positive things happen to positive people”

What did you want to be as a child?

I always wanted to be a chef, but this ambition was derailed as I discovered that my culinary skills were rather limited!

What will be the greatest challenge facing the bridging finance industry in the coming months?

The recent economic problems in Europe demonstrate that even 4 years on from the credit crunch there is a long way to go before any sense of normality can be said to be restored. Any bridging loan is only as good as its exit, and it is vital for our industry that, at the very least,  institutional lenders maintain current levels of lending.

Who or what makes you laugh?

Whenever I think about Liverpool’s “investment” of £35m in Andy Carroll

Do you dread Monday mornings?

Only if I’ve had too many Guinesses the night before! Mind you, with my first Baby on the way in a few months I’m seizing every opportunity I can to get out to the pub, and if that means a hung-over Monday, so be it.

If you could change one thing about yourself, what would it be?

Well, lets face it, the balding big nosed look is not the best

With whom would you most like to have dinner?

Lance Armstrong. His recovery from cancer and subsequent 6 Tour de France wins is a truly remarkable achievement. I urge anyone who hasn’t done so already to read his book ‘Its not about the bike’, it’s  a really inspiring story.