Octane Capital

 

Who are Octane Capital and what do they do?

Octane Capital has reinvented specialist finance. Its ‘product-less’ lending model has created unprecedented flexibility for brokers.

Uniquely, Octane works with brokers from a blank canvas to structure bespoke loans for their clients, rather than expect them to adjust to fixed criteria. It also prices according to risk rather than a restrictive LTV-based matrix.

In 2020 Octane launched their alternative Buy to Let product range that caters for buy to let clients that don’t fit high street criteria.

Reflecting the appeal it holds with brokers, in its first four years alone Octane completed on more than £1bn of loans.

  • Loan Types – Bridging, Buy-to-lets, Refurbishments & Developer Exits
  • We accept – Foreign Nationals, Adverse Credit, First Time Buyers and First Time Landlords.
  • We lend on – Residential, Commercial, Semi-Commercial and Land with Residential Planning.

 

Do Octane Capital offer bridging loans?

Yes, they do Residential Bridging, Semi Commercial Bridging, Developer Exit loans and Refurbishment loans.

What do Octane Capital’s interest rates look like on bridging finance?

Octane Capital price bridging loans according to risk and will always look to be as competitive as they can.

They put the broker in control of pricing too as between them they are able to structure deals that work for all parties involved.

What do I need to get a bridging loan with Octane Capital?

Straightforward application process – credit backed terms will be provided within 2 hours of submission. Borrower credit checks are only done post full application received.

How do I apply and how easy is the process?

Straightforward application process – credit backed terms will be provided within 2 hours of submission. Borrower credit checks are only done post full application received.

Brokers can apply via the Octane Capital website or via email to [email protected]

How long does the application process take and when do I get the money?

2 hours for credit backed terms. Once acccepted by client, the full application process can be completed in days depending on surveyor and legal avaialbility.

Does Octane Capital offer any specialist bridging options for things like property, business, etc?

Octane Capital do Residential Bridging, Semi Commercial Bridging, Developer Exit loans and Refurbishment loans as well as having 5 specialit non-standard BTL products that cater for a range of scenarios that other Buy to Let lenders struggle with including first time buyers, Foreign Nationals and many more.

What are the pros and/or cons of a bridging loan with Octane Capital?

Octane Capital can usually provide a guaranteed BTL exit for its residential bridging loans.

Octane Capital only offer unregulated bridging loans.

Bridging Loan Reviews & Awards

Rated excellent on Trust Pilot.

Previous winners of the Bridging & Commercial Best bridging lender award and 3-time winners of the Business Moneyfacts award for Best Bridging Lender.

What is the Bridging Loan Directory?

We’re an impartial party that solely exists to help you find the best bridging loan lender for you. We’re here to guide all our users through every aspect of their bridging loan application journey.

Our content resources section is packed full of guides so you can learn more about everything from interest rates to refurbishment finance.