Seaford Finance launches SME lending division

By

David Thomas

Following a period of record growth in its core mid-market operations, Seaford Finance will formally launch Seaford SME on 13 April, marking a significant strategic expansion for the firm.

The new division is a direct response to the increasing complexity of the £1m – £5m lending landscape, ensuring smaller mandates receive the same institutional-grade precision that defines the Seaford brand.

The move is a strategic expansion for the firm, which has become synonymous with Mid-Market financing with loans at £15m and above.

As the firm’s core business has scaled, Seaford has identified a surge in demand from SME clients who require the same level of sophisticated lender access and execution but at a smaller entry point.

To meet this demand, the firm is targeting £100m – £150m of debt origination for the SME team within its first year.

The new division will be led by David Thomas, a pillar of the Seaford team for over 20 years.

Prior to joining, David held senior leadership positions at both Barclays and Northern Rock Commercial Finance, giving him an unparalleled perspective on both the banking and advisory sides of the industry.

“Our reputation is built on high-level execution for major mid-market transactions, yet our roots remain with the clients who have grown alongside us,” said Morris Rothbart, Managing Partner at Seaford Finance.

“The launch of Seaford SME under David’s leadership allows us to divide our expertise: providing dedicated, senior-level attention to the £1m – £5m space, while our core partners continue to drive the high-value £15m+ mandates that are the bedrock of our firm.”

While sector-agnostic, Seaford SME will primarily support professional landlords and developers across Residential portfolios, Offices, Retail, Industrial/Logistics, PBSA, and Mixed-Use schemes.

With a number of Business Development Executives on the ground, the division will operate UK-wide, with all loans powered by the firm’s centralised execution team based in the Manchester office.

Seaford SME will leverage a network of specialist consultants to drive origination across the UK, all while being powered by the firm’s centralised execution services.

To support this trajectory, Seaford is currently investing in a new team and inviting inquiries from ambitious business development executives and operational talent looking to play a key role in the division’s growth.