Somo Bridging

At Somo, we believe bridging should be easy. That’s why we’ve built our entire business around one simple idea: make life easier for brokers. Visit Website

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Who are Somo Bridging and what do they do?

Bridging Finance
Semi Commercial Finance
Business & Cash Flow Finance
Bad Credit Lending

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Why Make Bridging Difficult?

In a world where traditional lending is often slow, rigid and full of red tape and paperwork, we do things differently.

Somo exists to say “Yes” where others say “No”

We look at every case from every angle – it’s what we call our 360Promise. We don’t just tick boxes; we take time to understand the deal and the people behind it.

It’s our mission to change the way people see bridging – not as a last resort, but as a smart, flexible solution for all kinds of borrowers, from landlords to business owners, those with a clean credit history to those with less than perfect credit, we’ll look to lend.

We want to make finding the right bridging loan as normal as applying for a loan from a high street bank but much, much easier.

However your clients want to use it, Somo makes it simple.

Business & Cash Flow Solutions

Business Finance
Cash Flow Funding
Working Capital Funding
Expansion Finance

Property & Acquisition Finance

Property Finance
Acquisition Finance
Development Finance
Refinancing

Specialist & Supportive Lending

SME Funding
Bad Credit Finance
Insolvency Finance

Why brokers choose Somo

Competitive Rates and LTVs. First charge bridging rates from 0.69% pm (up to 75% OMV) and second charge rates from 0.85% pm (up to 70% OMV).
Whether it’s a first, second, third or equitable charge, sub-prime credit, unusual exit strategies or complex deals, we look at every case from every angle and look to say yes where others say no.
Established in 2014, over £400 million lent to date, zero capital losses to investors, 300+ years’ combined team experience to give you and your clients confidence.
Our criteria is straightforward: Loans from £27,500 – £3 million; term 1-24 months. Any credit status considered. Self-employed, ex-pats, LLPs, companies, trusts all eligible.

Varied product suite:
Prime – for cleaner, first charge cases in prime locations.
Valuation Only™ – lending based purely on property value, no affordability required.
Low Rate – core bridging products for standard purposes.