Mercantile Trust
We are Mercantile Trust, a non-regulated specialist lender. Part of the Norfolk Capital Group, which has more than 35 years of expertise in financial markets. Visit Website
Submitting
Get your quotes
About Mercantile Trust
We are Mercantile Trust, a non-regulated specialist lender. Part of the Norfolk Capital Group, which has more than 35 years of expertise in financial markets, we have been providing bridging loans and buy-to-let mortgages across the UK since 2016.
Our focus is on offering flexible finance solutions for clients who may not meet standard high street criteria – including those with complex income structures, self-employed individuals, and borrowers with adverse credit histories.
Our experienced team combines in-depth industry knowledge with a practical, common-sense approach to lending. Every application is assessed on its individual merits, enabling us to consider circumstances that mainstream lenders often overlook.
Whether your client is expanding their property portfolio, refinancing, or securing short-term finance, we deliver tailored solutions that fit their specific needs. From competitive Buy to Let Mortgages to fast, efficient Bridging Loans, our goal is to make property finance more accessible – helping clients move forward with confidence.
Our Products
Bridging Loans
- Loan sizes: £25,000 – £500,000
- Terms: 1 to 18 months
Buy-to-Let Mortgages
- Loan sizes: £10,000 – £500,000
- Terms: 3 to 30 years
Key Criteria
- First and second charges available
- Up to 75% LTV
- Lending across the UK: England, Scotland, Wales, and Northern Ireland
- Personal and limited company borrowers welcome
- Adverse credit considered
- Second charge homeowner business term and bridging loans available
- Automated valuations (AVMs) accepted
- Security class types considered: Residential Buy to Lets, Holiday Lets, HMOs, MUFBs, and Student Lets
Why Choose Mercantile Trust?
At Mercantile Trust, we pride ourselves on our personal approach. Rather than relying solely on rigid formulas or automated decision-making, we use common sense to assess each borrower’s unique circumstances. We take the time to understand every client’s situation and provide flexible, fast solutions – even for the most complex cases.
🔗 For more information visit: mercantiletrust.co.uk
🔗 Follow us on LinkedIn: Mercantile Trust Limited
About Mercantile Trust
Specialist Bridging Loan and Buy to Let Mortgage lender, offering fast, flexible, and straightforward property finance solutions with a common-sense approach to underwriting.
Contact Details:
Phone: 0800 032 5282
Email: marketing@mercantiletrust.co.uk
About Mercantile Trust
We are Mercantile Trust, a non-regulated specialist lender. Part of the Norfolk Capital Group, which has more than 35 years of expertise in financial markets.
