Cynergy Business Finance celebrates 4th anniversary

By Bridging Loan Directory 29th October 2025

Cynergy Business Finance (CBF) is celebrating four years of operations, achieving significant lending figures in that time.

The business has provided funding lines totalling £800 million to businesses across the country and increased its headcount to 52.

Since launch, CBF has developed a comprehensive suite of Asset Based Lending products and services to help support SMEs across the UK with their growth ambitions.

Additionally, block discounting, launched 18 months ago, has helped diversify CBF into new sectors and grown its balance sheet by over £100 million.

Block discounting has given CBF deeper ties with a variety of leading asset finance providers, allowing them to significantly expand their businesses and maximise the capital they have to support their customers.

In addition, this Summer CBF launched its standalone asset finance (HP) product, signalling a move of further growth for the lender. The aim is to grow this arm to over £200 million by 2028, widening CBF’s support for UK-based SMEs.

CBF has built a strong footprint for lending capabilities since its launch, having provided funding lines totalling £800m to a diverse range of businesses across the country.

The lender also has significant extra funding capacity, providing security, confidence and headroom to SMEs as they grow, create jobs, and strengthen the wider economy.

CBF has worked with numerous businesses over the years, with Scotland-based JST Ports & Logistics Holdings Ltd recently benefitting from a facility that supported the acquisition of RFS Works Ltd, as well as assisting with the growth and expansion of its existing subsidiary – JST Services (Scotland) Ltd.

Another customer, Greybull-owned First Circle Packaging Ltd in Buckinghamshire, has been with CBF since week one of trading in 2021, showcasing the strength and durability of the lender’s relationships.

Going forward, CBF will continue to expand the support it can offer to growing businesses. It will increase operations across the UK, as it provides a range of funding options to various sectors and scenarios.

By deepening engagement with key industries, CBF seeks to address the evolving financial needs of businesses in a dynamic economic landscape.

This forward-looking approach will enable the company to strengthen its position as a reliable funding partner and a driver of long-term business success.

Dave Golding and Ted Winterton, Joint Managing Directors at CBF, said:

“Reaching our fourth anniversary is a proud moment for Cynergy Business Finance.

Over the past four years, we have had the privilege of supporting ambitious businesses across the UK, helping them unlock growth and enhance resilience through flexible funding solutions.

This achievement is a testament to the trust our customers and advisors place in us and the dedication of our team, and we look forward to continuing to build strong partnerships in the years ahead.”

Chris Phelan, Partner at Greybull, and Sam Hancock, Managing Director of Greybull-owned First Circle, added:

“Having Cynergy Business Finance’s support for the last four years has been instrumental to the surety we have had in supporting the business and our subsequent growth and success.

Their team takes the time to understand our business, our ambitions and the challenges along the way.

With a personal, practical approach and genuine support, they have helped us grow with confidence in an ever-changing landscape. We look forward to the future with CBF.”