Roma Finance completes £1.3m dual-asset refinance in six days

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property

Roma Finance has completed a £1.3m buy-to-let refinance facility in six days across a dual-asset structure.

The borrowers required a fast refinance of an existing development exit loan to avoid penalty charges, with the transaction secured against:

  • an 11-bed MUFB in Bedford, formerly a family-owned doctor’s surgery converted into residential accommodation
  • a detached single-family home let on an AST

Following assessment of the borrowers’ requirements, asset position, leverage and refinance exit strategy, Roma Finance progressed the transaction using an AVM-supported underwriting process to help maintain momentum throughout the deal.

The facility enabled the borrowers to consolidate borrowing across both assets under a new buy-to-let structure.

The case was introduced to Roma Senior Business Development Manager George Tuffin, with underwriting led by Adam Evans.

Adam Evans, Senior Underwriter at Roma Finance, said:

“We were pleased to deliver a solution on this time-sensitive case.

The borrowers were in a strong asset-backed position with moderate leverage and had a clear refinance exit strategy, which enabled us to move quickly and confidently.

This transaction reflects the importance of clear communication, upfront underwriting and coordinated execution when managing time-sensitive refinance cases.”

George Tuffin, Senior Business Development Manager at Roma Finance, added:

“It was positive to work collaboratively with the introducer throughout the transaction. Strong packaging and clear communication helped maintain progress across a complex refinance structure with tight deadlines.”