GB Bank completes £1.5m HMO refinance to support portfolio expansion

GB Bank has completed a £1.5 million refinance for an experienced borrower with a strong portfolio of Houses in Multiple Occupation (HMOs), supporting their continued expansion strategy.

The facility refinanced an existing bridging loan onto a traditional buy-to-let term structure, while also incorporating an equity release element.

This enabled the borrower to unlock capital and reinvest into further acquisitions, continuing to scale their portfolio under a proven model.

The transaction was introduced by Sy Nathan at Dynamo, who presented the case clearly and worked collaboratively throughout the process to ensure a smooth delivery.

The deal team at GB Bank included Adnan Ali, Stefanos Petrou, Manasi Nayyar and Hrishikesh Tendulkar.

Adnan Ali, Head of Relationship Management at GB Bank, commented:

“This was a great example of how we can support experienced landlords in strengthening and growing their portfolios.

By refinancing onto a term facility and releasing equity, we were able to provide a solution that offers both stability and the flexibility to reinvest, enabling the borrower to continue scaling with confidence.”

Sy Nathan, Broker at Dynamo, added:

“In today’s complex lending landscape, high net worth clients demand more than off-the-shelf solutions they demand a partner who can move fast, think creatively, and deliver.

Whether it’s structuring a complex case others would walk away from, or securing a bespoke product that simply isn’t available on the open market, Adnan and team consistently deliver and they do it with speed and efficiency that our clients expect.

This isn’t just a lending relationship; it’s a long-term partnership that directly translates into exceptional outcomes for the people who trust us.”

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