Together cuts regulated bridging rates

By Bridging Loan Directory 30th April 2025

Specialist property lender Together is making its lowest rates available to more customers looking to borrow at a higher loan-to-value.

The changes will apply to regulated bridging loans, available to all brokers and customers. For first charge Regulated Bridging products, the lowest rate of 0.85% will now be available up to 60% LTV, which was previously only available to those borrowing up to 50%.

Lowest rates on Together’s second charge regulated bridging products will also be available up to 60% LTV, up from 50% LTV.

With markets predicting further cuts to interest rates this year, Together has taken the decision to pass these savings on to its customers and make its lowest rates available to more customers.

It offers loans as low at £50,000, up to £3million, available on non-standard construction and for a wider range of lending purposes.

Tanya Elmaz, director of intermediary sales at Together said:

“In line with the market, we are incredibly pleased to be able to reduce rates on some of our products.

At Together, achieving the best outcomes for our customers is at the core of our ethos, so having the opportunity to make these changes in their favour is incredibly rewarding.

With our internal legal team, we are able to process applications incredibly fast and can reduce the overall cost, and our automated valuations only improve the process further.”

Together provides common-sense, flexible solutions that enable fast completion times to reduce cost, and can take on complex cases where other lenders may not.

It considers each application by its individual merits, and it offers a large portfolio of products beyond its bridging proposition.

The Cheadle-based lender recently announced record intermediary sales for March, making £152million worth of completions through the channel across the month.

This surpassed its previous record of £144million in July 2022 to make it the highest in the company’s history.

Tanya said:

“Despite turbulent market conditions, Together continues to go from success to success.

We are able to pass this on to our customers, and will continue to help more people achieve their property ambitions both now and in the future.”