Masthaven cuts bridging loan rates

By Bridging Loan Directory 25th September 2025

Masthaven Finance has today announced a series of rate reductions across its regulated and non-regulated bridging finance range, alongside several product enhancements designed to provide brokers with even greater flexibility.

First charge regulated residential bridging sees interest rates reduced to 0.84% up to 65% LTV, 0.89% up to 70% LTV, and 0.99% up to 75% LTV.

For large, regulated bridging loans for borrowers with clean credit and facilities exceeding £750,000, reductions have also been seen, with rates starting at 0.79% up to 60% LTV and 0.84% up to 70% LTV.

Furthermore, the minimum rate on both regulated and non-regulated loans below £100,000 has been reduced to 0.99%, down from 1.09% for regulated loans and 1.04% for non-regulated bridging loans.

Within the non-regulated Residential 1^st charge range, a new price band has been introduced, with loans now available from 0.79% up to 50% LTV.

In addition to rate changes, Masthaven Finance will now consider renovation and light development works on semi-commercial property.

The lender has also reduced the rate on its Development Exit product, available where works are 100% complete, from 0.99% to 0.89%.

Jim Baker, sales director, Masthaven Finance comments:

“These updates demonstrate Masthaven Finance’s commitment to giving brokers genuinely competitive products that meet the needs of today’s clients.

We’ve sharpened our pricing to ensure we’re strong in the non-regulated space, and we’re building a clear edge in refurbishment lending, areas where speed, flexibility and fair pricing really make the difference.”