Hope Capital launches 75% net bridging loan with forward-funded works for faster project starts

Hope Capital has launched a new residential bridging loan designed to give property investors and developers maximum liquidity from day one, allowing them to complete purchases and start works immediately.

The product offers 75% net at just 0.95%, with works forward funded throughout the loan term.

This approach provides borrowers with both the capital and the confidence to move quickly, progress refurbishments without delay, and maintain strong cashflow through to completion.

Key features include:

• Residential bridging loans available for purchase, refinance and capital raise with works

• 75% Net at 0.95% on light, medium and heavy works

• Up to 70% GDV

• Loan sizes from £100k to £5m

• Up to 100% build costs covered

• Same-day release of refurbishment funds upon receipt of the monitoring agent’s report (remote or in-person)

• Instant valuation option at no cost for light works, with desktop valuations within 48 hours

• Full title insurance

• No upfront legal undertaking up to £1m

• Dual legal representation up to £750k

• No exit fees and flexible payment options

• 3–18 month terms

• Up to 100% purchase price with additional security as a 1st or 2nd charge

• Electronic KYC & AML verification

Kim Parker, Head of Sales at Hope Capital, said:

“In today’s market, speed and certainty are more important than ever.

Our new 75% net product is built for clients who need maximum upfront liquidity, and the assurance they can access it without delay.

.For refurbishment projects, having funds available from day one is crucial, not just for the purchase, but to get works underway immediately.

That’s exactly what this product delivers.”

The launch follows Hope Capital’s recent portfolio management restructure, which has accelerated drawdown times and improved cashflow for borrowers.

Refurbishment funds can now be released within just 24 hours, further enhancing client experience.

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