Hope Capital celebrates 14 years with record-breaking quarter

Specialist short-term lender Hope Capital has celebrated its 14th anniversary with its strongest quarter on record, delivering standout growth across all areas of the business.

Founded in 2011 by Jonathan Sealey, Hope Capital has grown from a one-desk start-up into a nationwide lender, providing innovative funding solutions for residential, semi-commercial and commercial property.

In Q3 2025, Hope Capital surpassed every milestone since launch, including:

• Loan book up 36% year-on-year.

• Funding levels by mid-September matched the whole of 2024.

• Forecast year-end funding 32% higher than 2024.

• Refurbishment loans up 71% year-on-year.

• Loan completions up 40% per quarter versus 2024.

• Defaults reduced by 61% since December 2024.

Jonathan Sealey, CEO of Hope Capital, said:

“When I launched Hope Capital in 2011, I started with a borrowed desk, a basic Nokia phone and a vision.

Fourteen years later, to be celebrating a record-breaking quarter is something I’m incredibly proud of.

The market is more competitive than ever, but our team and the stakeholders who’ve supported us remain the key to our success.”

Kate Cowan, CFO of Hope Capital, added:

“While wider bridging activity has slowed slightly, our Q3 performance speaks volumes; funding was 84% higher than Q3 2024.

Our growth reflects the strength of our funding relationships, the dedication of our exceptional team, and the ongoing trust of our broker partners.

We’re now preparing to announce a major development that will mark an exciting next chapter for Hope Capital and for the market as a whole.”

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