Hilco Real Estate Finance cuts UK bridging loan rates
By Bridging Loan Directory

Hilco Real Estate Finance (“HREF”), a Hilco Global company, has cut the rates of interest on its sterling bridging loan products in response to shifting market conditions.
As of January 2026, interest rates across HREF’s suite of UK bridging loan products have been reduced by up to 100 basis points. Sterling loans provided by HREF will now start at an annualised interest rate of 7.5%.
HREF’s loan pricing adjustments follow the Bank of England’s decision to lower the base rate to 3.75% on 18th December, with an eye on both a further softening in interest rate expectations and a more benign lending environment.
Max Lewis, Chief Investment Officer & Co-Founder at Hilco Real Estate Finance UK, said:
“Competitive pricing is a key part of HREF’s bridging loan offer, and these interest rate reductions reflect our efforts to offer clients the affordability, speed and flexibility for which we are rightly known.”
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