Easylodge expands into UK bridging and specialist lending market

By

Easylodge Originator - Integrated Credit Decisioning

Easylodge® has announced the expansion of its UK operations, bringing its end-to-end loan management and credit decisioning platform to bridging, development and commercial mortgage lenders.

The technology provider, which has supported lenders across Australia and the Asia-Pacific region for decades, says its platform has now been tailored specifically for the UK specialist lending market.

With the UK bridging loan market projected to exceed £12bn this year, Easylodge says its technology is designed to help lenders streamline operations, reduce costs and scale their loan books while delivering faster and more compliant services to borrowers.

Speed, flexibility and certainty are central to the bridging sector. However, despite average completion times of around 43 days, many lenders continue to rely on legacy technology, manual underwriting and fragmented broker communication.

Easylodge says its cloud-based platform enables lenders to process applications more efficiently, manage complex loan structures and deploy funds far more quickly.

The system also automates loan book management, including record keeping, redemption calculations, arrears management and portfolio reporting, removing the need for manual spreadsheets and disconnected systems.

Kosta Patsan, Founder and Managing Director of Easylodge, said:

Bridging finance is the lifeblood of the UK’s fast-moving property market, from auction purchases to heavy refurbishments.

Investors and brokers demand speed, but lenders are often held back by manual processing or legacy technology. Our platform cuts through that complexity.

We enable bridging lenders to make accurate, risk-adjusted credit decisions in just 30 seconds, giving brokers and borrowers the immediate certainty they need to secure their deals. We deliver real value with no nonsense, just good business.”

The Easylodge platform supports the entire finance origination and servicing lifecycle and has been tailored over the past two years to meet the specific requirements of both regulated and unregulated UK bridging finance.

Key capabilities for UK lenders

Originator™ and Dedicated Broker Portals
A comprehensive origination platform featuring online application tools and instant quoting. The system includes a dedicated broker portal, allowing intermediaries to submit applications, track progress in real time and generate instant Agreements in Principle (AIPs).

EasyRule™ AI Credit Engine
A machine-learning enabled credit engine designed to automate underwriting decisions. The system assesses borrower risk, property values and exit strategies to deliver automated credit decisions in around 30 seconds.

Servicer™ Loan Management
A servicing platform built to manage the complexities of short-term property lending, including rolled-up or retained interest, staged development drawdowns and automated redemption tracking.

FCA compliance and API integration
The platform is designed to support both regulated residential lending and unregulated commercial or buy-to-let bridging loans. Easylodge integrates with open banking, automated KYC/AML checks and electronic identification systems to support FCA compliance.

With successful customers and partnerships already established, Easylodge says it is well positioned to support UK lenders looking to automate their lending operations and enhance their go-to-market strategies without prohibitive scoping or establishment fees.

Easylodge Servicer - Portfolio Dashboard