Cohort Capital launches residential bridging with £6.65m Prime London debut

By Bridging Loan Directory 6th May 2025

Cohort Capital (“Cohort”), the UK-based specialist lender known for its speed, certainty, and tailored structures, has launched a new unregulated residential bridging loan product, marking its debut with two completions in prime central London totalling £6.65 million.

Designed specifically for experienced investors and developers, the product is available to UK SPVs and offshore entities, offering loans from £1 million to £5.5 million.

With terms of up to 18 months and loan-to-value (LTV) ratios of up to 70%, borrowers can choose between serviced or rolled-up interest, with rates starting at 0.79% at lower leverage levels. Introducers benefit from tiered procuration fees between 0.50% and 2.00%, depending on the quantum introduced.

The facility is available across key cities and regional hubs in England and Wales, and is suitable for acquisition, bridge-to-sale or refinance, equity release, and development exit scenarios.

To launch the product, Cohort completed:

A £2.79 million equity release for a UK borrower, secured against a 2,275 sq ft Grade II listed property in central London. The 18-month loan will allow time for light refurbishment prior to resale.
A £3.86 million facility for a BVI-based SPV, secured against a five-bedroom freehold townhouse in South Kensington, arranged as a 12-month loan to support liquidity requirements.

Matt Thame, Founder and CEO of Cohort Capital, commented:

“Our new residential bridging product reflects our ongoing commitment to backing experienced borrowers with bespoke, well-priced capital.

We’ve built a strong track record by acting quickly, structuring intelligently, and delivering consistency – even through market headwinds.

This product is an extension of that philosophy and positions us to better serve the £1m–£5.5m residential segment while continuing to support larger commercial real estate loans across the £6m–£100m range.

Our capital base, backed by retained equity and robust loan performance, gives us the flexibility to offer some of the most competitive terms in the market.”